Hypothetically let's say that Machado signs a 10 year $300M contract with the Sox. Then he gets injured at the start of year three, can't play again and is still owed $240M. I would assume the team takes an insurance policy on highly paid players. Educate me, please. Can someone explain, without having to go into to great a deal of time, how those insurance policies work? Thanks. (For those like I who worry about a badly injured player with a long term contract)