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bigruss

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Posts posted by bigruss

  1. Milwaukee got dumped on, and it continues to fall.  Flying to Florida tomorrow, or so I hope.  Booked flight for 630am already cancelled so hoping my 535pm replacement holds.

    • Like 1
  2. 5 minutes ago, chitown87 said:

    Just saw a mock published today on the Athletic that had the Bears trading the #1 to Atlanta for #8, Atlanta’s second rounder, and a 2025 first rounder. That’s not even in the universe of being enough, right?

     

    edit: plus a future second rounder. Still feels light. 
     

    https://theathletic.com/5190250/2024/01/10/nfl-mock-draft-2024-bears-falcons-trade/

    To get out of the top 3, I would need way more.

    • Like 1
  3. 57 minutes ago, almagest said:

    I don't think Moore was worth a first round pick last year, given his down year in 2022. After this year he definitely would be.

    The 49ers and Rams are the exact cases I'm talking about - those are trades for +9 and +14 spots. The 49ers were also DESPERATE for a QB because they had a good team and couldn't find a competent QB. Lance was a huge bust and they'd still be in trouble if they didn't find Purdy.

    That article is a more compelling source, but it seems to be more about the price the Bears would need to trade the pick based on the quality of the QBs available, not that anyone would meet it.

    And if someone in the top 5 offered that I would be genuinely concerned about how good Williams/Maye are to offer such a huge package to move up a couple spots to draft them. You'd also be banking on that team being terrible again and not being like the Texans this year, which seems less likely given the quality of the top 2 QBs. Drafting in the top 5 again is much more valuable than drafting in the back half.

    You’re over thinking the last part. GMs make dumb trades all the time with bad evaluations.  If someone thinks they have their guy they will go all out, who knows if they actually are right though.

    • Like 1
  4. I am definitely in favor of trade down for a haul.  We have too many gaps still, I'm fine with one more year of Fields to see, get an additional first for next year to be able to trade up for your guy if it doesn't work out.  Or get a 2nd-3rd round QB if there's someone you love that isn't the traditional top 5 pick.  But let's go get a generational WR, let's get EDGE/DT help, let's get a longterm OC, etc.

    • Like 3
  5. To me, an advisor is worth it if you have a decent amount of cash/retirement/etc and looking for what to do.  The benefits of what to do from a tax perspective, what types of accounts to have, etc can all be worth it with the right advisor.  

     

    That said, let's talk personal investing.  There are general rules to follow:

    • Maxout company sponsored retirement
    • Keep fees as low as possible
    • Avoid leverage and individual stocks
    • Stay in the game and compound as much as you can

    How many years to retirement are you?

    How risk adverse are you and will you stay invested during the bad times?

    How much reserve cash do you need for emergencies?

    Tons of questions to answer for yourself, but the important thing is (especially if you are younger) to not worry about timing the market and spend hours looking up individual stocks, the math is 100% there to support buying low cost index funds like VOO (as mentioned above) and not touching it until you get closer to retirement.  

     

    In terms of resources, I REALLY recommend checking out The Compound and Friends podcast, which is hosted by Ritholtz Wealth Mgmt, and they have some great podcasts specifically for individuals such as Portfolio Rescue.  I listen to 4 of their podcasts probably weekly, I'm actively trading and investing though so I like to keep up with it all.  

    https://www.youtube.com/@TheCompoundNews

    TCAF - weekly podcast with someone in the industry to talk through what's happening in the market, background of that person, insights, etc.  Sometimes it's traders, sometimes its journalists, sometimes its analysts, this is what got me to these guys.

    Animal Spirits - 1-2 a week about what's happening in the market, hot topics, etc

    Ask the Compound - Portfolio rescue podcast, they take questions from listeners (prior to podcast) and talk through their answers from a financial advisor position, and they'll bring in experts from their company to talk about tax, insurance, FA, etc.  Maybe the best place for you to start.  

  6. 39 minutes ago, Tony said:

    This is correct. Poles created a situation with the Carolina trade to give them a somewhat easy "out" if Fields isn't the guy they want him to be. 

    The situation becomes exponentially easier if Fields DOES end up being the guy, as you'll have two first rounders to plug holes instead of using both to get your next QB, but they have options and capital to do what needs to be done.  

    They may not even have to trade to get the #1 pick lol

  7. 13 hours ago, lostfan said:

    Is the Bears' offensive line good? No. It's not

    Is Luke Getsy designing game plans to help get the most out of Justin Fields? No... I honestly have no idea what he's even trying to accomplish actually. He's only had 4 designed runs all year, that is coaching malpractice.

    That said, first acknowledging those things, Justin's absolutely been a factor in his own failure here. The pass protection isn't great but it doesn't help when Justin stands there for 4 seconds staring at open WRs and doesn't throw the ball. The thing about playing QB is if you're good enough to start in the NFL, you'll see evidence of it even if everything around you is on fire and you're not able to play to your full potential. If you asked me last season if I saw that in Justin Fields I would've said yes, of course, and the list of reasons you'd give for his lack of production wasn't excuses, it was explanations. But now the future is here and he's regressed - some of that is on the coaches, but if you have the goods, you'd do something other than passively sink to the level of mediocrity around you. Fields has out-of-this-world physical tools and he was said to have extremely high intelligence, he's gotta be better than this.

    I agree with this, you still wanted to see more out of Fields even with the faults of the team.

    I'm still of belief that Eberfleus is a lame duck coach that should be taking the heat while we rebuild, and then go hire the guy you really want once you've retooled over a few years.   That's the only explanation I have for that hire tbh.  

  8. Gotta give Deion credit, he hired a tremendous staff to help coach while he recruits.  It's a great model, he's got the name, recognition, strategy, budget, etc to make this work (though it's only been 1 week so far).  

    I would argue plenty of those former players (Juwan Howard for example) have been terrible compared to expectations of those jobs.  I don't think this is something that can be easily replicated though.

  9. Before you remodel/renovate, make sure the infra are good in the house (electrical, plumbing, structural, etc).  Invest in those things first, then do the more fun things.

    Save money where you can by doing things in your wheel house, as mentioned there are great videos for things like tiling, basic plumbing (toilet installs, faucets, etc), painting, replacing switches/fixtures.  I've also had buddies come over to help with drywall and I learned a ton from them, I paid them but now it's something I can do some basics with. 

    But don't be afraid to pay for the expert when you're uncomfortable or if it's a big job that would take months.  Of course you'll pay for it, but I've found paying someone to do some things were just 100% worth it.  For example, I've always done my own painting but I had a stairway and kitchen that needed new paint, and I had just done my cabinets and didn't want to screw them up.  I had a guy who helped install my flooring who does a good job at a good price and he came over to do those two painting jobs flawlessly and I didn't have to disrupt my kitchen or whatnot for an entire weekend, trying to do ladders on narrow stairs with paint, etc.  Worth the money to me to get it done right without the stress.

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