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Investing for Beginners

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On 7/15/2026 at 5:34 AM, 77 Hitmen said:

For sure. It can certainly be reasonable for someone to include stuff like that in their portfolio. I just don't think people should invest such that being able to retire when they want vs. ending up working as a Walmart greeter into their 70s to make ends meet hinges on whether investing in something like crypto pays off. Also, if someone is just getting started in investing, I'd suggest starting off with index funds before jumping into the hottest new IPO or hottest new technology/sector.

I'd also suggest that people become familiar with the difference between regular taxable brokerage accounts, tax-deferred retirement accounts (401ks, IRAs, etc.), and Roth retirement accounts. They each should have a place in people's investment and retirement strategy, especially since the latter 2 are typically unavailable (without incurring penalties) until you turn 59 1/2.

See SpaceX as another example of pure speculation...

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