StrangeSox

QUOTE (iamshack @ Jan 26, 2012 -> 09:23 AM) They refuse to let me speak to anyone else. They insist that the only manner in which to resolve this issue is to go into a branch. I have never been treated this way by any company in my life. Especially over some bs fees THEY assessed. It's not like they were left on the hook to pay for some goods that I took ownership of or something. They continue to just hang up on me when I request to speak to a supervisor. Document this and find the appropriate contact information for upper management. Failing that, contact your local news "man of the people" segment and write to local papers. Stay nice for as long as possible, but go scorched earth if they're refusing to meet you half way. That doesn't mean be an asshole, but it means no longer looking for a nice, cordial resolution. https://www.wellsfargo.com/about/corporate/boardofdirectors/ https://www.wellsfargo.com/about/corporate/...irectors/stumpf

I was referring to myself there.

QUOTE (southsider2k5 @ Jan 26, 2012 -> 08:03 AM) I can't believe this thread is still going on honestly. (says the guy with probably 200k posts across various forums)

Most bizarre kids' door-to-door fundraiser I've ever seen: mattresses.

QUOTE (southsider2k5 @ Jan 26, 2012 -> 08:32 AM) I am about 95% sure they changed the law. I think they have to flat out just reject the charge if you did not opt in. My brother was hassled endlessly when he tried to decline the coverage when opening a new account. "But don't you want to avoid the embarrassment of being denied?!" "yeah, but I'd rather not pay $40 for a cup of coffee as an alternative"

QUOTE (southsider2k5 @ Jan 26, 2012 -> 08:18 AM) I still have some National City checks left too. I probably have several checkbooks worth in a drawer somewhere. They still take them FYI.

Jobless claims ticked back up: http://www.bloomberg.com/news/2012-01-26/f...volatility.html

If we're going to stick within the confines of our current system more-or-less, I think I'd be happy with following what's laid out by Diamond and Saez: http://pubs.aeaweb.org/doi/pdfplus/10.1257/jep.25.4.165 76% for top earners.

QUOTE (southsider2k5 @ Jan 26, 2012 -> 08:16 AM) Don't worry, I am sure he will find one of his other Goldman buddies to take over. But Obama hates banks and is so mean to them! Geithner should have been gone a year ago at the latest.

QUOTE (Balta1701 @ Jan 26, 2012 -> 08:05 AM) Just think how many people the tens of millions they spent on prop 8 could have helped. think of how many children they saved from the Gays.

all of that, and "gays are coming for your kids!" ads, too! what a deal.

That's exactly why the last Presidential debate is scheduled a few weeks before the election.

Two PSU officials are facing criminal charges. I still can't figure out who you think is saying all of these things.

How much does it cost to run a bank algorithm? $00.00000000001?

QUOTE (Soxbadger @ Jan 25, 2012 -> 05:44 PM) Drunkbomber, When an article titled "f*** Joe Paterno" is posted, where Sandusky is mentioned 1 time, compared to 15 times by Paterno, it appears to me that a disproportionate amount of blame is being placed on Paterno. Remember, my comments are a response to the article "f*** Joe Paterno", where Paterno's name was used 15+ times, Sandusky's 1 time and the man who actually raped the girl who wrote the article, his name was mentioned 0 times. If you disagree and think the article isnt doing that, its fine, but that was my reaction to reading the article "f*** Joe Paterno". The article is about people who abet rapists and child rapists by not speaking up when they know something is happening. The article purposefully left out her attacker's name in order to protect others, as she clearly explains.

QUOTE (Balta1701 @ Jan 25, 2012 -> 06:06 PM) You'd also be hard pressed to find vigils happening for Sandusky or parades or flags hanging at half staff because of him. Exactly. This isn't difficult. Paterno is a national figure. No one else involved is, therefore he's going to get a lot of the focus. In addition to that, you have innumerable idiots making all sorts of excuses for him (not in this thread), writing articles about how important his football wins were, rioting, etc. Paterno wouldn't be villainized nearly as much if there hadn't been so many people rushing to rationalize his actions and weigh them against something like football.

QUOTE (iamshack @ Jan 25, 2012 -> 05:56 PM) So I just got off the phone with Wells Fargo. When I moved to Vegas 3.5 years ago, I was a Chase banker, and Chase did not have branches out here yet. So I opened an account with Wells Fargo just so I would have a checking account I could deposit checks into. Well, then about 2 years ago Chase bought out WaMu and took over all their Vegas branches, at which point I went back to exclusively banking with Chase. Unfortunately, I did not close out my Wells Fargo account, but rather reduced the balance to mere pennies. I figured I would leave it open as long as there were no fees associated with it that would cause the account to be overdrawn. Bad mistake. In November, I went to pay my Amex bill. Unfortunately, in the drop down menu, I selected the Wells Fargo account instead of the Chase account. Thus, Amex tried to pull the money from my Wells Fargo account (in which there was no money) three separate times. Wells Fargo, rather than call me to alert me to this, instead charges me three separate overdraft fees of $35.00 each. They took no other action than to leave my account overdrawn at $134.83. They did not place a courtesy call, they did not send me a letter, etc. So today, some 2 full months later, I get a letter from Wells Fargo stating that my account has been closed due to its "prolonged overdraft status" and that I can call to resolve the overdraft at such and such a number. So I call and ask the woman if she can explain what happened for me to accrue an overdraft of $135 at which point she looks at my account and explains to me the issue with Amex. At that point I say oh, alright, well can I pay for the one overdraft fee and have the two others waived? This was obviously a simple mistake and certainly there is no need for three separate overdraft charges. She then says no, she cannot offer to waive any charges, but she can offer me a settlement of 25% off of the charges of $105. I asked to speak to her supervisor. She refused. I asked again, and she refused. She then mentioned that "no one is going to offer to waive these fees for you." I said how can you possibly determine what someone else is going to do? Anyways, to make a long story short, she refused to do anything for me other than offer me 25% off, and would not allow me to speak to anyone else. I said "Do you really think it is worth $100 to Wells Fargo to lose a potential customer for life? Do you think I will EVER purchase a Wells Fargo financial product after the way you have treated me?" She said "We are not liable for your online banking errors, sir." I said "You are probably correct. However, this is perhaps the most terrible example of customer service I can ever recall being the recipient of. I am certain this phone call will be used for training purposes. I hope you enjoy your 15 minutes of fame." I then called Amex, who, unsolicited, offered to refund the late charge and the insufficient funds charge they assessed to my account back in November. A lot of companies could learn from their example of customer service. I understand I am not without blame here, which is why I was willing to pay for ONE insufficient funds charge. What I was unwilling to do was to pay for more, or to be treated like a piece of s***. Now I am going to have to go in and sit down with someone at a branch and resolve this. Ridiculous. Find and email someone high on the chain at Wells Fargo, preferably the CEO. A nicely worded letter explaining the situation and your frustration in a calm, rational manner can get a good response.

QUOTE (Soxbadger @ Jan 25, 2012 -> 03:49 PM) My guess is that Paterno's failure was not the worst act committed by PSU Cool, absolutely no one in this thread has ever disagreed with this.

QUOTE (Soxbadger @ Jan 25, 2012 -> 04:27 PM) For comparisons sake, here is how the University of Wisconsin handled an alleged abuse incident that occurred this year's Rose Bowl. http://www.news.wisc.edu/news/docs/2012_Ro...dent_Review.pdf As you can see its a 35 page report filled with facts and findings. This was for a 1 incident that occurred last month. To this day, I believe that PSU has yet to release any sort of information. Do you not find that odd? Nope, they're all a bunch of s***head and Paterno did nothing about it. He was part of the culture that aided and abetted a child rapist.

PNC bought out National City three years ago. I had originally opened by NC account in the summer of 2007. I still have my original NC checkbook, that's how infrequently I write checks.

QUOTE (Alpha Dog @ Jan 25, 2012 -> 06:35 AM) Go check out his returns and see what percentage he donated to charity. And then compare that to Obama's percentage donated to charity. Or to any other Democratic politician that wants to be generous with other people's money, but not their own.

QUOTE (StrangeSox @ Jan 24, 2012 -> 02:20 PM) By the way, it'd take the average American family about 400 years to earn what Romney earned in 1. That's why people talk about percentages instead of dollar amounts. How long would it take Mitt Romney to make what you make?

It's true, people in positions of great power and influence never lose that power and influence in the wake of a scandal. The issue isn't that Paterno used his power to stop an investigation--I don't think anyone's really alleged that. The issue is that he very clearly didn't use his power to force an investigation.

"OZZIE IS SAFELY OUT OF TOWN" What does this mean? That Oz would be a physical threat to him?

QUOTE (Balta1701 @ Jan 25, 2012 -> 01:12 PM) I'd imagine similar numbers appear every year. Last year was 82%, as the article states.