QUOTE (lostfan @ Nov 26, 2010 -> 01:59 PM)
I just noticed Chase was charging me an "inactivity fee" for the checking account that I don't use anymore. I never noticed they changed the rules over the years so I moved all of it to my savings account and I'm about to close it, but really, that is so dumb, and it's a cheap and desperate way to earn money. It doesn't cost anything for them to hold my money, really, they make money just by me letting them have my money (it's effectively a loan). That's okay though because I have a couple of other places that I can keep that money where they aren't so desperate.
I dislike Chase.
I have my savings there but my wife and I checking account is with Bank of America. Now those guys I love. There ATM's are more advanced IMO and way more freindly staff. Plus we opened a "keep the change" savings account there. Every time we use our debit, if there is any change left over til the next dollar it goes directly into the savings account and they match it for the first three months. And then they match 5% after that. But its money we dont miss and it accumulates really quickly.