Chisoxfn

Can the oline pick up a corner blitz. This is f***ing ridiculous.

QUOTE (Balta1701 @ Oct 17, 2010 -> 11:39 AM) Was just on the phone with my dad and He's giving me that about Cutler, saying he just seems to struggle to find people open enough to use his arm. I understand some things, but I have a hard time believing it when he's made some pretty solid quick decisions. He's also had about 2 passes today that were completely retarded. Ones that he can't attempt.

QUOTE (Balta1701 @ Oct 17, 2010 -> 10:42 AM) I can't say I've been through India so don't argue with me on this one, but I am curious...have you been outside of the major cities in China? To the legitimate back-country areas? I've been in some of the country areas and they are crapholes. But the infastruture in the cities is impressive and that is the start. India doesn't even have anything close to that. Honestly, you take the poorest crappiest place in America and it doesn't compare to the nice areas (outside of the few 5 star hotels in Mumbai) of Mumbai.

QUOTE (Balta1701 @ Oct 17, 2010 -> 10:41 AM) I think your confusion really stems from the mismatch between these 2 paragraphs. On one hand the banks aren't profiting on these deals, on the other hand the banks are turning down what would seem to be opportunities to avoid foreclosures. Either the banks are the worst businesses in history (well...), or the banks have a way to make money while foreclosing on people who could otherwise find ways to afford modified payments. Quite frankly the banks aren't in the business of buying/selling homes and even negotiating with its borrowers. That isn't what they do.

QUOTE (Balta1701 @ Oct 17, 2010 -> 10:41 AM) I think your confusion really stems from the mismatch between these 2 paragraphs. On one hand the banks aren't profiting on these deals, on the other hand the banks are turning down what would seem to be opportunities to avoid foreclosures. Either the banks are the worst businesses in history (well...), or the banks have a way to make money while foreclosing on people who could otherwise find ways to afford modified payments. But they are not foreclosing on people for no reason. The people that modify try and still fail, bank still loses. It just delays the process of when they stop making payments. Sure they get an extra 12 or 14 months worth of payments but than at that point forward, they go into foreclosure and that process is taking about 16 months on average. And I'm not confused at all on this subject. A big problem is the industry is scared of the precedent that would be created if it went into full blown principal reduction and quite frankly it won't happen until the government backs it. Oh and did I mention taxpayers win, because of these loans getting sold for way less they are kept at a reduced rate and thus the gov doesn't need to kick as much in for all the govnmt backed loans out there (thus savings the taxpayers here too).

Ok, we got some positive momentum in that 2nd quarter. Lets build on that and dominate in the second half and win this thing!!!

I'll take 90 yard drive and 3 points. Cutler at least threw that one away. No clue what he was thinking on that 1st down pass.

Another 1st down pass to Knox. Hopefully we can get some points, preferably 6 of em.

Looks like a good catch and carry.

Beautiful pass and play by Cutler/Knox from our endzone. Will probably have some of the yardage taken away due to the challenge, but a huge play either way. Thank goodness I found a good stream for this game from India.

Beautiful 3rd down tackle by Bowman!!!

QUOTE (lostfan @ Oct 17, 2010 -> 11:06 AM) It's plenty acceptable to b**** about the line... no reason that shouldn't have been a TD. Cutler gave his best effort but he can't escape being sacked and turn every play into positive yardage. Nah, I mean they are whining about Cutler sucking.

What the hell, that is the 2nd deep pass where 2 Bears are in the same spot. Terrible. Who the hell is designing these things or who the hell is running the wrong route.

Ok, I hear Bears fans wining already about the Bears not getting a Td that last drive. What the f*** did they expect. There was no time for anything.

Nice drive by Jay. He avoided the blitz and made a couple nice passes (To DA and Bennett). Stlil, oline is awful and prevented him from having a shot at a TD.

Come on Bears, lets pick this s*** up.

Questionable play-calling or route running. Deep pass and two Wr's are in the vicinity. Not sure what happened and I thought it was another PI. Oline did better the last 2 passing attempts, but Chicago is not having any sort of field position. D is gonna have to force a TO or something and flip the field.

Much better 2nd series on defense. Pass rush was there and Peppers forces yet another false start. HOpefully the offense can get on a roll here

Williams already wiffs on a block that leads to Cutler getting hit and his pass floating because of the hit.

That was some poor down the field defense, but nice opening offensive set. Sucked to see our D torched like that though. But a lot of football up.

Bulls win 54, Heat win 75 games en route to the NBA title.

QUOTE (caulfield12 @ Oct 9, 2010 -> 04:12 PM) I would like someone to enumerate why they believe things will actually get better in the US over the next two years...assuming that House will turn over to the GOP and the Dems will lead by 1-2 in the Senate. Basically, NOTHING will happen over the following two years. There will be endless House hearings and investigations into Obama's citizenship, repealing or euthanizing the health care bill and vilifying illegal immigrants and Muslims. We can't get a NY/NJ tunnel, but you can be sure we will find the funds for a wall to protect us from Mexico. In essence, we'll have wasted two more years that will put us further behind (China, India and Germany) because we'll eventually end up giving tax cuts to the top 2%, which will blow another $700,000,000 into the deficit, even though the deficit is supposedly our biggest problem all of a sudden, even though it was mysteriously wasn't for 8 years under Bush. The funny thing is that Obama will be blamed for obstructionism (and effectively) when he attempts to block the extension of the Bush tax cuts! Basically, the best chance the Democrats have is Sarah Palin winning the nomination or running as the Tea Party candidate...or a Tea Party candidate like Ron Paul running as a 3rd party and siphoning off votes like Ross Perot did in 1992 (essentially electing Clinton with his 19.5%) or Ralph Nader did in 2000 (essentially changing the course of history completely by giving us Bush instead of Bore, I mean Gore). Dude, have you been to India? They are light-years behind China, light years. I can't even comprehend how big of a dump the parts of India I have seen (and while in no way does that mean I've seen it all, but Mumbai and the surrounding areas is a decent population to make a decision on) and how s***ty the infastructure and overall technology is here. China was pretty fascinating as it opened up my eyes a whole lot. In comparison, India has done the exact opposite. Just because they have a huge population doesn't mean anything. China has had a huge population forever and they are just finally industrializing and making its way onto the world fore-front and I'll give them credit. I'm curious to see where China is 5, 10, and 20 years from now.

QUOTE (NorthSideSox72 @ Oct 13, 2010 -> 11:20 AM) Class action only works if it was done wrong in the same way, across "millions" of mortgages. And further, such a class action would only succeed if the problems in foreclosure were found to be material in any way. Further still, the amount of damages they could claim are only significant if it was found that the foreclosure action itself was improper, because any other finding would only results in small liability. So for all the bluster we are seeing over this, unless the foreclosures are all beyond messy and downright fraudulent or illegal, I don't see this becoming a huge impact. And a class action lawsuit won't fix anything anyway. A few law firms win and everyone else loses.

QUOTE (Balta1701 @ Oct 10, 2010 -> 11:20 AM) Simple math here. You're a bank, holding the mortgage on a house that is going into foreclosure. That loan has paid 10-15% on it. Bare minimum, basically anything other than an interest-only mortgage. The house has lost 20% of it's value. You have 2 options...you can either have the inhabitants stop paying entirely, or you keep them on the hook with a "modification" where they keep paying for another 12-16 months. You have no intention of actually redoing the loan, but you extract another 12-16 months of payments from that family, foreclose on them anyway, and now you own the house and you have every dollar that they've paid into that mortgage. It's not always a win, but compared to the write-offs they were taking on those, a 2-3% loss thanks to the government telling the family to keep paying is a pretty big win. One problem, if you modified and are paying for another 12-16 months, than they can't start the foreclosure process at that time and the foreclosure process isn't something that by law can happen overnight. In fact your scenario above is completely in-accurate based upon all of the real world real life real estate stuff that I'm privy to.

QUOTE (NorthSideSox72 @ Oct 9, 2010 -> 12:45 PM) The bolded is patently untrue - what they are doing is losing money, lots of it. Further, your scenario of a shadow foreclosure is falacy. That is not what happens, it can't because its all kind of illegal, so they'd never be able to complete the proceedings in the courts even if they tried it. I really don't get where you think your scenario is some sort of new "method". No, they're not. That is not who I am talking about. I'm talking about the people who've been right, not the ones who've been wrong. I have not heard of any situation in which they are foreclosing on people who have been making payments. Banks are not profitizing on these deals. They did receive bail-out funds and they are selling assets already reduced or nearly written-off for some sort of value. I'm not close enough to the process and investments as I was a couple years ago when I worked for a company where I had access to a lot more information, but I think what you are saying Balta is far from the reality of the process. My understanding was that the party that started this whole foreclosure stoppage was a home in Maine and the ultimate issue was that the bank wasn't doing enough to work with the homeowner and part of that was that basically the homeowner would be willing to provide more for the home than the general public (or market price) could/would. And when thta is the case, it makes you wonder, why can't we do more to keep people in there homes. And this bulls*** payment reduction isn't a solution and the current process isn't working (people using Obama's mortgage program just delayed the inevitable and still got foreclosed on).