southsider2k5

Just a minute, you said organism.

Hormones are overrated.

QUOTE (smalls2598 @ Nov 9, 2010 -> 01:09 PM) Derek Lee This is my #2 past Berkman.

Funny thing is that they taste best of all coming off of a charcoal grill.

Damn, cows are delicious, I don't care what BS says.

QUOTE (NorthSideSox72 @ Nov 9, 2010 -> 01:27 PM) How pissed would Sox fans be if the Cubs signed PK14? I know one thing, he would suddenly become the greatest player in franchise history for at least a few people here.

Xanax could help that problem

Very strange observation.

That sucks.

Really, you should be careful, once you run out of those 500 hours, you have to start paying for it!

LMAO. Apparently the Dallas Cowboys forgot to re-register their domain name and had their website taken down for a short period of time.

Please, I can't help it you still use dial up.

Now what?

Lance Berkman

Lame disco is scary and you know it!

QUOTE (NorthSideSox72 @ Nov 9, 2010 -> 12:23 PM) I think you are focused on only one of many factors in the health of a bank. You and I just don't see this the same way. A bank can survive without profits. A bank can't survive without the proper lending ratios. Everything else is secondary to the capital to debt ratios in a bank.

QUOTE (NorthSideSox72 @ Nov 9, 2010 -> 12:14 PM) If that number is even true, its still not spelling doom like you think it is. What it means is, they have to go back and re-do the paperwork. Its extra time and money, and its not good, but its far from economy-shattering. As I've repeatedly said, what matters is the percentage of actual loans and their underwriting that turn out to be materially flawed, and further, how many of those have been securitized, and of those, how many have contractual points that allow for any sort of push back, and of those, how many of the securitized debt instruments have any large percentage at fault, and of those, how many holders are willing to spend the time and money going after this. Its a % of a % of a % of a % of a %. Not to mention there is no distinction between "sloppy" and "fraudulent" paperwork, and the chasm of difference between those two things.

QUOTE (NorthSideSox72 @ Nov 9, 2010 -> 08:47 AM) Which is basically what I just said. You are saying profits are meaningless to the health of a bank, and that is just not true. What I think you mean is, a bank can make a profit and still be unhealthy. Do you not see the difference I am getting at here? Profits are good, they help banks, but that does not mean profitability = health. Profits help stockholders, not banks. Banks are a whole different entity. Profits are 100% irrelevant to the health of a bank. The only thing that matters to a bank's health is what their lending ratios look like, and if there is bad debt stopping them from being a solvent bank.

QUOTE (dpd9189 @ Nov 9, 2010 -> 11:49 AM) Cubs are probably 2-3 years away from being a real contender again. However Bruce Levine just reported that they're preparing to make a serious push for Adrian Gonzalez. That's a move that would speed things up. Unless they can find somewhere to dump Zambrano or Soriano, I don't see them having the money to do it.

QUOTE (The Gooch @ Nov 9, 2010 -> 10:31 AM) Everyone against Sale in the bullpen might change their tune even if he pitches well, when he loses all of his leads because our bullpen sucks. The problem is that I don't want his future as a starter sacrificed for immediate gains in the pen. We have five starters right now, if Peavy is healthy. We could have five starters if we resign Garcia, and Peavy isn't ready. I would much rather see Chris go to Charlotte and log his 180 innings this year, and be ready to really help the team as a starter in 2011, than to have him in the pen, even as a valued member of the pen in 2010.

Jive talking scared the living be jesus out of me.

QUOTE (dasox24 @ Nov 9, 2010 -> 10:53 AM) - 12 traffic citations - 1 felony - caught cheating (possibly numerous times) - asked for large sum of money to go to Miss St. (and likely received that large sum form Auburn) Yes, what else will be discovered? I love how the person(s) revealing this stuff about Cam have turned into the "villain" here. Amazing spin... I can hear the Raiders and Cowboys ready to fight over him already.

Hell scares people too

QUOTE (NorthSideSox72 @ Nov 9, 2010 -> 08:29 AM) Profits are very relevant to the health of banks. Where are you getting the idea they aren't? I think you are just using hyperbole to prove a point here... what's true is that a good profit does not mean necessarily that a bank is health overall. But its also true that profitability is helpful and a sign of strength in at least some business units. The banks are lending less, and lending to more high quality candidates. This is exactly the kind of build-up they need to restore the quality of their debt loads. So yes, their debt loads are indeed changing - foreclosures come in and are written off, debt is replaced by healthier candidates, and oh by the way the REO's take the artificial profit out of the market and keep it in house to help offset some of the foreclosure losses (don't start Balta - this is still a losing game, they're just taking some of the loss back). Also, the capital pumps into the market have allowed banks to inflate their assets both directly and indirectly. No one with half a brain cell is expecting some big jump in the real estate market. There will be small rebounds along the way of course, but just as you and Balta are saying, a healthy market sees steady growth, and the market hasn't even gotten to that point yet. Its at a point of general stability, and slow growth should in theory be next. A bank can make a significant profit, and still be insolvent. We saw that many times during 2008 and 2009.

Fine, scare people, see if I care.