southsider2k5

QUOTE (Balta1701 @ Aug 25, 2010 -> 12:12 PM) In hindsight, what actually amazes me about the last 8 years is how easy it was to call exactly what was going to happen. I mean, I didn't get the tiny details like which bank was going to fail, but in 2004 I was writing that whoever won the Presidential election was screwed in 2008 because there was a massive credit bubble out there, allowing for growth of consumer spending despite the fact that wages were stagnant. In 2003 I decided to rent instead of buy, because I thought California had a housing bubble. In 2005, I moved, but made the same decision. again. About the only thing I think of as a mistake was not realizing how easy it would have been to pick out the peak of the housing bubble. If I'd anticipated that I could have cashed in on the bubble myself. My favorite "the peak is here" story was the "Buy a condo get a prius deal" showing up in more than a few places in California in early 2007...where condo-owners were using the free car as a way of keeping up the nominal sale price but giving the purchaser an extra incentive. Here is the problem. Say you are looking at a place for a 150k right now, with the prevailing rate nationally at 4.75%. You are looking at a monthly payment of $782.47, which comes out to a lifetime payment of just over $280k in a regular old 30 year mortgage, without factoring in property taxes, PMI, or insurance. If you do a get a 10% fall in prices again, from where we are at now, but get rates to go back to a much more realistic 6% you actually end up at an $802.39, or over $290k in lifetime payments. You might save the stickerprice, but you are paying 10,000 dollars more in the lifetime of your mortgage payments. The difference is even higher if the fall in prices is lower, or if the rates see any kind of inflationary pressures at all.

QUOTE (NorthSideSox72 @ Aug 25, 2010 -> 11:49 AM) Could be, but it takes years to clear the flotsam you get from doing that, so that means they would have had to start doing that a while back. Another theory is that people are simply looking at the insane rates they are paying on credit cards, and realizing that pretty much anything else is better than that. The numbers I remember seem like about half of people saw their lines canceled or reduced in prior years. Now that we are about two years into this mess, it has been enough time to see balances start to get paid down to reach those lowered lines.

QUOTE (NorthSideSox72 @ Aug 25, 2010 -> 11:34 AM) One of the oddities in the current recession... despite the increasing financial and employment pressures, credit card debt by consumers has hit an 8 year low. I would be willing to bet that this is a function of banks drying up credit lines to save their lending ratios.

I'm waiting until the Sox retire Sammy's jersey.

QUOTE (BigSqwert @ Aug 25, 2010 -> 10:13 AM) Kick Ass and Hustle Aaron Rowand is a perfect 69.69 on that scale

QUOTE (hitlesswonder @ Aug 25, 2010 -> 11:11 AM) It's possible that KW wasn't exactly telling the truth to the Trib. I wouldn't be surprised if he was flat-out lying and that he vetoed Ozzie's request. I have to think at least one of Ozzie or KW is gone after this season and then both after 2011.... So it isn't possible that Oney, who was fired by the Sox for running his mouth, isn't full of s***? I can't see Kenny making a public statement out of a lie. It would be way too easy to disprove.

Just sit some big boobed girls behind home plate. That will take care of him

QUOTE (NHDadUmp-RI @ Aug 25, 2010 -> 10:48 AM) I forgot I heard Mitchell too. Awesome. That means his rehab must be going well, which might be the best news of all in our minors right now.

QUOTE (Steve9347 @ Aug 25, 2010 -> 10:29 AM) The great Oney Guillen is tweeting his fool head off. I believe "you" is talking to KW. Which is funny, because in the Trib today Kenny said he asked Ozzie if he wanted another pitcher, and he told him no, and that he had one too many already.

QUOTE (KyYlE23 @ Aug 25, 2010 -> 10:10 AM) what does Eminem have to do with it Maybe it is his domain?

QUOTE (pittshoganerkoff @ Aug 25, 2010 -> 09:05 AM) I thought Harrell pitched fairly well. Torres didn't. Hopefully our starting pitching does well and the bullpen issues aren't a huge concern. It seems to me like Harrell was an awesome Alexei play from having pretty much the same line as Torres. Harrell 6IP 1ER 4H 5BB 1WP 1.5WHIP Torres 6IP 5ER 9H 5BB 2.33WHIP

QUOTE (NorthSideSox72 @ Aug 25, 2010 -> 09:53 AM) I wonder if this is businesses realizing that rates on borrowing right now are about as cheap as they will ever see, and now is the time to jump on it, even if the recovery is slow and will take years. I think more likely is that this kind of stuff has been put off as long as possible, and for many it is getting to the point where it has to be done.

Harrell up per his facebook page. No word on if there is a roster move coming, or if this is just in case.

From the context, it looks like Phegley.

QUOTE (NorthSideSox72 @ Aug 25, 2010 -> 09:35 AM) I find this silly. Trying to find an exact bottom is something generally not smart with any investment, real estate or otherwise. Seems clear to me that some time in the 2009-2011 period will end up being a bottom for the market, that's what pretty much everyone is saying. I said that last year. Its going a little later than I would have guessed (I think I said late 2009 or early 2010 originally), but again, you should really shoot for general timeframes on this market, not high precision. If you wait too long, mortgage rates will start to go up (they HAVE to, because interest rates HAVE to go up somewhat soon, and inflation with it). If I were you, if you see youself buying somewhere in the next couple years, I'd start bargain hunting now (lots of foreclosures and distressed properties to choose from), and jump at something when it looks to you like the place you want. I'm perfectly fine going in a little bit early, versus trying for perfection and getting socked with a bigger mortgage. I'm sure you have heard the saying... People who pick bottoms get s*** on their fingers.

QUOTE (J.Reedfan8 @ Aug 24, 2010 -> 11:17 PM) If the sox org. wasn't so attached to A.J. (and need for LH hitting), I would love Naps. He's got having a great season (not his usual walk rate, more strikeouts than usual, lower average etc..) but his power is very real and is still only 28. This is a move you make more-so next year as your replacement for A.J. (also is still arb eligible till 2013) This is the guy Tyler Flowers is projected to be, though I would love to see Tyler get a shot at the minimum as well. (might not give you average, but much better OBP. I wanna see him pick it up alittle bit down the stretch for the Knights though to be sold) With all that being said however, the Angels probably won't deal him. There is no way they let Napoli walk.

QUOTE (thedoctor @ Aug 25, 2010 -> 09:06 AM) people have been waiting to give up since may November.

QUOTE (Balta1701 @ Aug 25, 2010 -> 09:02 AM) Based on how they pitched in the bigs earlier this season, I'm not. Meh, they were about one pitch away from putting up the exact same lines. Neither one was very promising

QUOTE (RockRaines @ Aug 25, 2010 -> 08:52 AM) 9 replies in a winner thread. NIce. Losing is sexy.

QUOTE (NorthSideSox72 @ Aug 25, 2010 -> 07:44 AM) Sort of related to the general theme of the thread (the original one), I noticed on Facebook today, some friends joined/liked a group called: "Illegal immigration is not a new problem, Native Americans used to call it 'White People'. " And how'd that work out?

QUOTE (fathom @ Aug 24, 2010 -> 07:21 PM) Looking at the crowd tonight, I don't blame KW for trying to make a move to help the PR of this team. The excitement for the Sox in Chicago has vanished. Judging by the crowds of the previous series... it was never really here. The fans hardly responded when they were the hottest team in baseball, let alone now.

QUOTE (LittleHurt05 @ Aug 24, 2010 -> 06:08 PM) I wonder if his decision would have been different if the Red Sox were in a great spot for a playoff spot, instead of on the outside looking in. Or if the fans in Boston hadn't been such Dbags when he left...

QUOTE (greg775 @ Aug 24, 2010 -> 03:54 PM) If Ozzie would have f***ing walked Jason Weakling Kendall and pitched to Kila and the lefty Kila beat us, which he would have, Ozzie would have been fried on here (and rightly so). I repeat, Kila would have hit one of the longest home runs in KC history. Jason Kendall is a weak piece of s***. Linebrink can't retire Jason Kendall with the game on the line? We deserve to lose. You don't pitch around a weakass righty to face a lefty there. There have been some bad overpaid players in Sox history, Linebrink is right up there with the worst of them. That list starts and ends with Jaime Navarro.

QUOTE (Balta1701 @ Aug 24, 2010 -> 05:22 PM) Is there a limit on number of guys we can send to the AFL? Isn't it like 6 players or something like that? Sale, Flowers, Viciedo start off the list. Wasn't there talk of Mitchell possibly being ready by then? I don't think Sale will go. They want to limit innings, not add on this year.