Steff

QUOTE(southsider2k5 @ Oct 11, 2006 -> 09:22 AM) That would be the ones (I assume you are talking about property taxes) What happens is in order for the city/county to foreclose they have to make an annoucement of their intentions, which gives the property owner their last legal notification. The notices are usually printed in a legal notices area of the classifieds of a local newspaper. Within that it will give the property location and the intended time of sale. Now the owners have up until that sale starts to pay their back taxes, so not all sales end up at the auction... I have no idea how the bank foreclosure stuff works. My jag uncle is running my grama's house into the ground and doesn't have the money for the taxes - which went unpaid last month - so I am on the hunt to obtain that property. It's commercial and I can turn a quick big buck on it.

QUOTE(kapkomet @ Oct 11, 2006 -> 09:14 AM) You are absolutely right, but a lot of times, in a high pressure sales situation, people don't think. Yes, it's let the buyer beware, but really, how much of that is really true? It's like these high interest rate payday loan places. I've been asked to interview with them, and they pay really well, but I refuse to interview, because to me, it's morally bankrupt to make THAT much money off of people who are in a bad situation. I hate that our system punishes people who make mistakes, and I won't prey off of people like that. Steff, consider yourself lucky that you have the knowledge, and the means to learn and educate yourself. Most people don't. I consider myself very lucky in that regard. If we help ONE person think that comes to soxtalk, then I feel our discussion has been well worth it. Kap, I totally agree with you, and it's a shame, but stupidity (harsh word but you get the point) can not be used as an excuse. If you're smart enought to save some $$ and realize property is the best way to invest that $$, then it is your responsibility to know all the facts. The guy that bought my step-daughter and her hubby's place in Plainfield owns a couple dozen of those places. Paid 2+ million cash. A bit of irony, the place is now infested with mice. Trust me, I know how fortunate I am. I'm crazy lucky that the deals I made 10+ years ago paid off.

QUOTE(southsider2k5 @ Oct 11, 2006 -> 09:15 AM) Your local newspaper will list all auctions, and they usually occur at the county courthouse. Do your research ahead of time, because they are sold for cash, and they are all as-is. Any idea on houses that the taxes aren't paid on...?

QUOTE(Texsox @ Oct 11, 2006 -> 09:12 AM) Exactly. But too often we go crying to the government for protection from our own stupidity. Enablers are bad.

QUOTE(Rowand44 @ Oct 11, 2006 -> 09:12 AM) ^^^ Still haven't seen jackass. My friends and I for the last 3 weekends keep saying we're going to go and just always end up doing something else. Hopefully this weekend we'll finally go, cause I really want to see that movie. We haven't either. One main reason is because with the first one - that we bought on DVD - we rewinded it so many times to see things we missed and you obviously can't do that in the theater. We'll likely do the same with the second one.

QUOTE(Brian @ Oct 11, 2006 -> 09:00 AM) The theatre at Gurnee Mills is showing the Saw trilogy one night. $25 and a 20 minute intermission between movies. Forget the night it is. I haven't seen any of them and probably won't. I'll have to check that out. Jim and I could probably fit that in around Frightfest. Brian, I can't find any info on the showing. Can you find out about it for me?

QUOTE(Texsox @ Oct 11, 2006 -> 09:05 AM) It's common friggin sense why the lender should protect the consumer, or it is common friggin sense that the consumer should understand their loan before signing? As Jas mentioned there are sound reasons for going with an ARM. And as have also been noted, there are disasters waiting to happen. If the lender is willing to take the risk that they could wind up with a house instead of payments and the borrower is willing to take the risk that their income will not increase to handle the larger payments down the road, who has the responsibility to step in and tell them it is a bad deal? An individual is responsible for their own actions.

QUOTE(kapkomet @ Oct 11, 2006 -> 08:57 AM) To you it is. You're smarter then most. Why are foreclosures going through the roof? For the exact reason Nuke stated above. Folks don't think BEFORE signing the dotted line. Failure to use their common sense and jump in with both feet exceeding the SOL they can afford.

QUOTE(mreye @ Oct 11, 2006 -> 08:07 AM) Let me play Devil's Advocate for a minute. Why should it be about protecting the consumer? Is it the lender's job to educate the borrower? It is about making money and why is that a bad thing? If people are too stupid to go out and borrow $300,000 and not truely educate themselves, screw 'em. Seriously. It's common friggin sense.

Saw 3 is coming out on 10/27. I'm a big fan of the franchise so I'm looking forward to it. The stills I have seen give all indications that this is going to be one of the bloodiest films ever.

QUOTE(southsider2k5 @ Oct 11, 2006 -> 07:27 AM) Hopefully all goes well. That has got to be an extremely stressful and exciting thing all at the sametime. So far, so good. Still 50 or so hours left on the "window", but everything looks good. Healthy 7lb 6oz baby boy. They are estatic.. and I am a grama twice by the age of 33.

QUOTE(sox4lifeinPA @ Oct 10, 2006 -> 10:38 PM) I agree and I disagree. If they're shooting life there should be PA's (production assistants, not me) filtering the crowd of inappropriate banners. They should show due dilligence in doing this. Mistakes happen and you can't pick out every last offensive attempt. there is a difference between a sign saying "Corso likes dick" and showing a picture. point to steff. I agree, and I know they wont be fined. I just think they should.

QUOTE(kapkomet @ Oct 10, 2006 -> 09:38 PM) So why should ESPN get fined? Do you think they let it go on purpose? For the amount of time it was on the screen, yes I do. And I also think it's inappropriate viewing for children. They should be held responsible.

QUOTE(Queen Prawn @ Oct 10, 2006 -> 09:18 PM) Much better...the auctions were removed and the fees were credited. Passwords were changed all-over (in areas where money changes hands). Now if I can figure out who is behind (630) 260-7222 (I swear this isn't an old number I had - the only two I had were 630-985 and the other was work and I can't remember what it was but I would never have used it for ebay). Good for you. I have been buying and selling on eBay for years, big and little stuff and never had anything like this happen to me - knock on wood. I once did have an issue with the auto bidder bidding more than my max bid on something which I ended up winning but they cleared it up. Thankfully they cleared up your mess. One good thing is that you have credit alerts now. Everyone should have them regardless if nothing bad has ever happened to them. It would stop so much fraud if banks and CC companies just stopped s*** before it happened.

Happy Birthday to all you guys.. And I'm gonna sneak in an almost HB.. My step-daughter and her hubby are about to be new parents with the birth mother of the baby they are adopting in labor right now!

QUOTE(NUKE_CLEVELAND @ Oct 10, 2006 -> 05:04 PM) People who thought they were getting over on the system and getting themselves into houses they really couldnt afford are about to really get it. How much does anyone want to bet me that Lou Dobbs or some other idiot will get on TV and somehow blame the President for this and start another class-warfare cry-fest. Score another point for living within your means. Ding, ding, ding, ding...

QUOTE(NUKE_CLEVELAND @ Oct 10, 2006 -> 05:53 PM) Id say that about 50% of the people on this planet are not worthy of breeding. I'd say you are being generous with that estimate. With the divorce rate at 50%, and all the stories like this... I would estimate a bit closer to 25% of the 50% that stay together to be a good guess. So sad isn't it.

QUOTE(kapkomet @ Oct 10, 2006 -> 04:19 PM) That's what I was trying to get at, sort of, before I got all sidetracked. But that's ok, I don't know any better, apparently. Maybe you should go yell at those folks who are doing those things...

At least he was nice about it. I suppose he could have made it so we'd all get some horrible virus and kill our hd's.

QUOTE(Dick Allen @ Oct 10, 2006 -> 02:20 PM) According to the NY media they don't hang out at all. I read at least 3 articles the past few days which state Jeter can't stand ARod, and most of it comes from his comments a few years ago. In fact, a few writers are really giving it to Jeter now for not supporting ARod publicly when he was booed unmercifully this season, even calling him a bad captain. They pointed out that he defended Giambi with his steroid controversy. The Yankees are a mess, but nothing a few blank checks can't clean up. Jeter is the devil. /thread.

Hastert: Anyone who hid page info leaves ANDREW TAYLOR, Associated Press Writer WASHINGTON - House Speaker Dennis Hastert said Tuesday he'll dismiss anyone on his staff found to have covered up concerns about ex-Rep. Mark Foley (news, bio, voting record)'s approaches to former pages. Hastert said he huddled with his staff members last week and he believes they acted appropriately in handling information on Foley's conduct. But he also issued them a stern warning: "If they did cover something up, then they should not continue to have their jobs." http://news.yahoo.com/s/ap/20061010/ap_on_...DltBHNlYwM3MTY- So he may be resigning afterall...?

QUOTE(SleepyWhiteSox @ Oct 10, 2006 -> 12:42 PM) Didn't they stop being close friends when jeter was offended by comments a-rod made basically saying that jeter wasn't the power hitter and captain a-rod is capable of being? I'll call Jeter and ask... QUOTE(redandwhite @ Oct 10, 2006 -> 12:33 PM) He could very well be just a terrible captain, but not defending him, not righting the ship that was Alex Rodriguez, etc. all point to me thinking they weren't best of friends. Perhaps "hate" was the wrong word, used because that Caple article used it, if im not mistaken.. Hell, it was 4 in the morning.. I understand and I realize all that can be commented on is what's written. Save the fact that they hang out a lot in NY, and always on the road. I just can't imagine guys who really don't like each other would hang out so much. IMO, it's a silly and mostly fabricated drama. No rift is boring.

QUOTE(redandwhite @ Oct 10, 2006 -> 12:23 PM) You're right, Steff. All signs point to Alex Rodriguez and Derek Jeter being best of friends. What signs point to them NOT being friends...? It's funny to read though. Just like those folks with the voices of every player that's ever played for the Sox hating Frank in their heads.

QUOTE(Balta1701 @ Oct 10, 2006 -> 10:52 AM) ESPN is a cable network, and thankfully the FCC hasn't come in to regulate cable networks yet (considering you don't have to let pay networks into your house if you don't want.) If they want to fine them, they will find a way. And as I said, I hope they do.

QUOTE(The Critic @ Oct 10, 2006 -> 08:46 AM) Very little shocks me anymore, but I have to admit that I was shocked when I heard this story on the radio. How someone can "not realize it until it was too late" is way beyond me. Absolutely sickening. Ya know.. in the heat of the moment, when you are assulting your partner, you just don't have time to see what your throwing at them. :rolleyes