southsider2k5

QUOTE (Athomeboy_2000 @ Oct 12, 2009 -> 01:02 PM) So, they are gaming the system. They can afford to pay the creditors, they just dont want to. I don't have any of their financials, but I would guess that is probably the case.

QUOTE (Leonard Zelig @ Oct 12, 2009 -> 01:16 PM) Are you serious? Are you married or in any serious relationship? Have you replaced an employee in day?

The most interesting part is in bold, IMO. http://www.chicagotribune.com/news/local/w...obref=obnetwork

QUOTE (StrangeSox @ Oct 12, 2009 -> 12:51 PM) Yes, but find a new low-skill worker in a s*** economy is a bit different than finding a new spouse with similar income. I don't have any problem with the insurance policies on highly-skilled employees. And I don't really see a reason to make these policies illegal or restricted. I guess I'm just confused how they're justifying the policy levels to the insurance companies. In the same sense that you can replace any employee in a day, you can replace a spouse in a day. It also hasn't always been a s*** economy. Odds are that the evidence Moore got for this part of his film took place before the economy went into a recession.

This could be a big indicator at which teams dump salary in this off-season. Of course we know that San Diego and Cleveland have already done large dumps. Toronto lost Rios, but that might still not be enough. http://www.chicagotribune.com/sports/baseb...,3417296.column

QUOTE (Athomeboy_2000 @ Oct 12, 2009 -> 12:38 PM) This is all about "gaming" the system to get the sale through faster. It will also be used to dump some debt, which will free up some cash for operating expenses for the new ownership.

QUOTE (StrangeSox @ Oct 12, 2009 -> 12:15 PM) Really? You're going to compare employment in a low-wage job to a marriage, probably with children? edit: you just can't make a similar argument. At all. They are not analogous situations. In the sense of what you are insuring them for, they are practically identical. You are insuring against a potential loss of income.

QUOTE (SHIPPS @ Oct 12, 2009 -> 12:30 PM) LOL. No, although thats the way it should have ended. I met a girl that might have me change my ways for atleast today Ah good for you.

QUOTE (son of a rude @ Oct 12, 2009 -> 12:10 PM) I would take Jim Thome back if we couldn't get Johnson. There are a couple reasons I would rather have Johnson though. Thome's OPS has been on the decline the past few years. I fear that he may be on the physical decline. It seemed like he had a lot of trouble catching up to fastballs this year. Plus with Johnson's OBP, I would love to see him in the 2 hole in front of Beckham. So has Nick Johnson's.

QUOTE (Balta1701 @ Oct 12, 2009 -> 12:07 PM) Big Jim is 39 and Johnson is 31. We are talking about a year here. This isn't for good either.

QUOTE (son of a rude @ Oct 12, 2009 -> 11:59 AM) His career average OPS is higher than the OPS of everybody on the team last year... I don't see how you can't like that. And the reason people are willing to give him a shot even with his injury history is because he would be a DH and most people trust that Herm would help the injury situation. So why not trust Herm with Jim Thome, who plays way more games a year than Johnson does on average, and is still putting up better OPS's than Johnson? Here is a hint, Johnson has not had a higher OPS than Big Jim in any of the last three seasons in a side by side comparison. He has also played more games than Johnson, except for last year, when he rotted on the bench in LA for a month.

QUOTE (BigSqwert @ Oct 12, 2009 -> 11:56 AM) You're missing my point. The company could care less about their employee's health, in many cases providing subpar health insurance, if any at all, but they are profiting off their employees deaths. In reality they probably aren't profiting off of these policies, otherwise the insurance companies wouldn't be offering them, because they, by definition, would be losing money on them.

QUOTE (StrangeSox @ Oct 12, 2009 -> 11:56 AM) Yeah, pretty much. Can you really argue that low-wage, low-skill workers, especially in this economy, are hard enough to come by that Walmart is going to incur significant losses if that person died? The fact that they are low-wage workers, and thus likely to leave quickly if a better position were available, seems to indicate that no, they're not at risk of losing significant revenue. Otherwise the skill would be more highly-valued and the employee would be paid more. You can make a similar argument for husbands and wives as well. Should we stop life insurance?

QUOTE (son of a rude @ Oct 12, 2009 -> 11:45 AM) He consistently has an OPS over .800 and he averages an OBP over .400. Averaging an OBP over .400.... That is DAMN good. Put him in the 2 hole in front of Beckham and our offense would be a TON better. He also consistently averages no power and under a 100 games a year. Pass.

QUOTE (StrangeSox @ Oct 12, 2009 -> 11:49 AM) But you're protecting against the loss of a low-wage worker who can be quickly and easily replaced with minimal or no training necessary. Revenue would not be disrupted. Can you guarantee that?

QUOTE (BigSqwert @ Oct 12, 2009 -> 11:43 AM) LOL You're really making the position of cake decorator out to be way more important than it really is. You are really missing the big picture here. Insurance is there to protect against unseen events causing worst-case scenarios. What are the odds of you dying tomorrow? What will be your families exact financial loss if you were to die? Why would your wife be allowed to take out an insurance policy for multiple times what the direct financial impact of your loss would be? Theoretically, she could go out and replace your income in a day, just like Wal-Mart could hire someone to decorate cakes in a day. In the grand scheme of things, from a strictly financial perspective, your loss wouldn't be very important either. Should your family not be allowed to take out a life insurance policy against you either?

QUOTE (BigSqwert @ Oct 12, 2009 -> 11:37 AM) There just doesn't seem to be a point to it other than to profit off someone's death. There would be no loss of revenue streams if a cake decorator were to die since they can hire anyone off the street to fill in the very next day and not miss a beat. So you are telling me that anywhere in the country, that in any Wal-Mart you could fill a position for someone to be decorating cakes, guarenteed, in one day?

QUOTE (Balta1701 @ Oct 12, 2009 -> 11:31 AM) He only played 133 games? Don't ask me why, but I was looking at 2006 numbers. Looking at his last two years, why the heck is everyone so obsessed with this guy? He hit eight homers in 450 Abs last year. The only good thing is that he takes some walks. He sounds like Nick Swisher to me. I'd much rather have a Thome for the same price range who at least can go deep, especially if you are talking about a guy that you are afraid to play in the field because he is injury prone.

QUOTE (StrangeSox @ Oct 12, 2009 -> 11:33 AM) They're not insuring the bakery but the employer. How much of that value does that specific low-wage, low-skills worker add, enough to justify a $1M policy? You are insuring the employee to protect against the lose of revenue from their work. In that sense you are protecting the revenue streams of the bakery.

QUOTE (Balta1701 @ Oct 12, 2009 -> 11:24 AM) If anyone offers him a lot more than that amount, they can have him, with his injury history. I'd start at $4 million with an $8 million option/$1.5 million buyout. Something like that. He did just have his best year, and played a full season. Buying at the top worries me.

QUOTE (StrangeSox @ Oct 12, 2009 -> 10:51 AM) Six Flags Astroworld closed in 2005. Well there you go! I hadn't been down through those parts since 02.

QUOTE (RockRaines @ Oct 11, 2009 -> 07:09 PM) 2008 was worse,but I get what you're saying. Frankly I think OSU finishes with at least 1 conf loss, most likely 2, so it will be another team in a bowl game reppin the B10 And gets their teeth kicked in on bowl day...

QUOTE (BigSqwert @ Oct 12, 2009 -> 11:26 AM) So explain to me how a cake decorator at a local Walmart would get underwrited. What risk is there to Walmart if she died? Seems like a minimum wage job. How much business you do think the bakery at a Wal-mart does?

QUOTE (Balta1701 @ Oct 12, 2009 -> 11:22 AM) 2 years ago he'd have had all of wall street lining up for that policy. Please. It is one thing to justify millions of dollars for a policy when you are talking about companies with revenues in the millions and billions. It is another when you are talking about a house value difference of 10 or 20 thousand dollars. It is easy to fall in line behind Moore when the entire picture isn't being painted. The problem is that this isn't as simple as the simple agenda is painting it out to be.

QUOTE (Balta1701 @ Oct 12, 2009 -> 11:17 AM) Very good glove, line drive hitter, keeps moving back and forth between Catcher and 3rd base, sounds like Inge to me. It already sounds like Morel is a much better pure hitter than Inge, and has much less power. I don't know that Inge ever hit over .250 in a full season until very recently in his career. He has stops at some teams where he would, but then he would bomb out big time average wise.