Texsox

The foreclosure problem was the homeowners could not make the payments. The mortgages had balloons and at a certain point the payments were too much and the borrower was defaulting on the loan. In those cases it was better for everyone for the banks to accept a smaller loss than having to foreclose and deal with all that. In this case the payments in all likelihood can, and will, be made. The other mitigating circumstance is y'all are choosing not to live in the house. If she was still living in the house, there isn't a problem for anyone. I agree if you can get the bank to gift you the difference, go for it. But I don't think your lawyers are being dishonest on their opinion. There really isn't a compelling reason for the bank to take the loss. If I was a shareholder in the bank, I'd be screaming if they did. On a side note, would you mind loaning me $10,000? My plan is to pay you back $5,000 and for you to forgive the balance. One other thought. With her credit in the 800s, I wonder how far it would fall if you did default? That could be a hit worth taking for $50k. A mid 600 credit rating is survivable if she trusts you will be married for the next decade or two.

QUOTE (southsider2k5 @ May 5, 2016 -> 09:34 AM) We obviously should end high school sports because Dennis Hastert used it as a gateway to molest little boys. Certainlyat that school because Sandusky took down Penn State.

Criminals do not follow laws, that is why they are criminals. So all the worries people have about their children being harmed are the same with or without these laws. Criminals break laws, it's what makes them criminals. These laws will allow honest people to use the restroom this is most appropriate for them. If you are creeping on a kid, you will still get arrested.

QUOTE (LittleHurt05 @ May 5, 2016 -> 08:24 AM) Is that Wrigley Field??? After they modernize

This was fun. My wife and I were sitting out on our deck last night when she notices a snae hanging down from one of our trees. We had a 5 foot or so rat snake paying us a visit. A co-worker asked me this morning what I did. I explain I took a few pictures and posted them to Facebook -- duh.

QUOTE (ChiSoxFanMike @ May 5, 2016 -> 07:54 AM) I start at 7:25 and get out at 2:15. It sucks to have to wake up at 5:45, but at least I get home pretty early compared to some other schools. Just 9 more full days and I'm done. Praise the lord. I was on about that schedule previously when I taught middle school. It wasn't too bad. Even coaching I would be home at an almost normal hour.

QUOTE (dasox24 @ May 5, 2016 -> 07:34 AM) Right on. That makes sense. I figured you guys normally started school sometime b/t 7:30-8:30, meaning a 6:00-7:00 start time for the test. But 8:00am test start isn't nearly as bad. Also, you have a 8:50am normal start time?? That's amazing. I would have loved that when I was in high school. We get out at 4:05*. Middle school buses run first, then elementary, finally high school. It works the best. Middle School kids can get up, dressed, etc on their own and get to the bus. Elementary kids need mom and dad so this gives them a little more time and they can still get to work. High school kids are self sufficient so they go last. *As a coach I have a last period athletics. So we can leave for the golf course at 3:10.

I'm trying to type this without sounding like a dick. If someone could get a short sale with their credit in the 800s, who wouldn't get a short sale? Seriously, you want the bank to absorb a $50,000 loss on your investment. I tend to believe the lawyer. If you loaned the money would you take the loss?

Nice to see someone leave that isn't blasting the organization.

QUOTE (dasox24 @ May 4, 2016 -> 01:51 PM) That's pretty cool. I can't remember how AP exams work. As a teacher, do you schedule the test time? Or is it set by the AP folks? I ask because showing up 1.5 hours before school starts seems pretty early. If I was in your class, I'm not sure my brain would be fully functioning that early in the day. Test began at 8:00 am until 12:00. They were asked to arrive at 7:30 for registration, materials, etc. We normally start school at 8:50. There are two AP tests per day, one in the morning, one in the afternoon. So 8:00 to 12:00 and 12:30 to 4:30. It is a long day.

Really? Most of our teachers do a little something when it is "their" test.

My AP students needed to be at school about an hour and a half early to take the AP test today. The other AP teacher and I hosted a tailgate party with breakfast in a quiet corner of your parking lot. It was pretty cool.

Why? As a lifelong member of the other team I look at Trump and thing, wow, he does not reflect 75% of the Republicans I know. I don't see him as a reflection at all. What I worry about are Republicans deciding that he's their guy and that is the direction the party should be going.

QUOTE (ChiSox_Sonix @ May 4, 2016 -> 11:42 AM) Just booked our summer vacation this year...4 nights in Dublin then 5 nights in London in July. Nice.

I appreciated his role last night.

The traditionalists and the futurists will battle about baseball for a long time.

QUOTE (Chisoxfn @ May 4, 2016 -> 10:40 AM) What does he do for USAA? He is a manager in the new member group. One of his best friends is on the banking side. They both where hired after earning their MBAs. I can't say enough about what a great company it is to work for.

QUOTE (HickoryHuskers @ May 4, 2016 -> 10:00 AM) The race at the track this weekend is slightly bigger than a claiming race. You may have heard of it. How did you come to own two horses?

QUOTE (Y2JImmy0 @ May 4, 2016 -> 09:24 AM) I personally think Cruz should have been forced to carry his campaign the full term. He has a history of shutting down rather than working.

Could you image seven inning games instead?

QUOTE (Swingandalongonetoleft @ May 4, 2016 -> 08:25 AM) From blowup dolls to soccer balls. I approve of this switch.

QUOTE (HickoryHuskers @ May 3, 2016 -> 11:25 AM) So as of 5pm yesterday I own two houses. Hopefully not for very long. Claiming race at the track?

QUOTE (StrangeSox @ May 4, 2016 -> 08:17 AM) Ted Cruz knew he was going to have to fire a bunch of people very soon, and he picked the right person for the job! Even though trump essentially has the nomination locked up at this point, there could still be some interesting shenanigans at the convention over the party platform and the VP nomination. Delegates are unbound for both of those, and Cruz did manage to weasel in a lot of his supporters.

BTW Those cities and areas that are struggling can be great places to visit. Tap into the local energy. The people who love their towns and are fighting to bring them back to life. It won't be chains, it will be good people pouring their lives into the effort. I'd stop in Cleveland in an instant. Great music in the clubs.

QUOTE (dasox24 @ May 3, 2016 -> 10:50 PM) I meant to quote your lyrics and this is not related to a vacation... but I'm seeing Huey Lewis & the News in 2 weeks. So pumped. My son works for USAA. They hired Huey Lewis & The News to play their Christmas party at the Alamodome. He made the comment, I have no idea who this band is, you probably have heard of them . . .