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nitetrain8601

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Everything posted by nitetrain8601

  1. QUOTE (Balta1701 @ Feb 3, 2010 -> 08:46 PM) How the Hell do you go 5-4 on that 9 game stretch...winning every hard game and losing every easy game, with all 5 wins bookended by the 4 horrid losses? meet: QUOTE (MHizzle85 @ Feb 2, 2010 -> 10:10 PM) The Bulls play down to their competition. It's that simple.
  2. QUOTE (ptatc @ Feb 3, 2010 -> 05:35 PM) Being a university professor and involved with a state university, I can tell you that your first statement will not happen for state schools. We are slowly going from state schools to state supported schools to state associated schools. All of which will drive up costs with no change in services. We have not received the money for our budget from the state since September. The state owes us millions. Because of this we are having to run the school on generating our own income like private institutions. Most of this money comes from tuition which means we need to raise the tuition to offset the money budgeted to us by the state. However, the state put a cap on how much we can raise tuition in an "attempt" to keep us affordable. This is why an in-state student is having difficulty getting into U of I because the university can charge the out of state student more. This encourages students to leave the state, which is not good for the state. Nice insight Dr. Maybe now is the time to get educated elsewhere since tuitions are going up so high in-state.
  3. As I suspected, she wants you as a fallback option. If you were the last guy on earth, she would love you in the way you want her to. And yes, you have been friendzoned. She basically weaseled out of the relationship and now she's hanging out with you the whole time to be your best bud. My best advice is, don't have any of it. You don't want this girl as your friend because you will be reminded why you loved her enough times to keep you as her personally puppy dog. You'll also hate yourself and beat yourself the more you allow this to happen. Move on past her. If she wants to hang, too bad, you have other things you want/need to do. She doesn't get the same respect and time and care as if she was with you which is what she wants without her being tied to do anything in the relationship. Go out, drink if you want, hang out with your buddies, do stuff you've always wanted to do, but didn't have the time to do now that you're off her leash. In the meantime, I guarantee you'll find some girls, no wait, the girls will find you, love you for who you are and won't pull the same crap.
  4. QUOTE (iamshack @ Feb 3, 2010 -> 04:50 PM) When the job market and the economy suck, people use the opportunity to further their education. The class sizes of universities swell during bad job markets. That's correct. There's a ton of classes as UIC that have 400-500 students.
  5. I think we're getting two different arguments which is where some people are getting confused. Do I personally think college is beneficial? Yes, if you're going into a specific field which needs extra training or a specific field that you want to study. College also makes you much more rounded as a person from my college experience. What I'm arguing is at this point in time, the spending power of someone who didn't go to college is closing in on the gap for those who did graduate from college a little too close, because of all of these student loans and debts. If I had to guess, the largest buying demographic for impulsive buyers would be those between the ages of 18-45. Now as a college student who needs to pay his loan off, I'm going to try and pay off that loan first before buying that big screen tv or building a media room. A non-college student may have to save up initially, but would be able to build that new media room probably faster than the college grad because he doesn't have $100,000 in student loans pending for his household. To end, I'll say this. Life is what you make it. There are college grads who will throw all their money at their student loans to pay it off early by living in their mom's basement for a year or two, then move out and will have tons of money to play with. There are also smart high school grads who worked and invested money in the stock market and have just as much money to play with. All in all, whatever you do, you have to work hard at it and do your homework!
  6. QUOTE (southsider2k5 @ Feb 3, 2010 -> 03:18 PM) I just want to know when a college degree became the point of entitlement, and not an investment in the rest of your life? If you know you have to spend $100,000 to make an extra million dollars over your lifetime, that pretty much clears it up for me. Keep in mind, the opportunity cost lost in going to school full-time and bypassing any other jobs you could have obtained instead of going to college. They say time is money and it's true. Instead of wasting your time and paying the school for your education, you're missing out on you getting a job and earning money during those 4/5 years. I agree, college is supposed to be an investment that pays off big. With the costs of college and the interest you have to pay back, it doesn't negative it completely, but a huge portion of that investment, at least for around 25 years(which is the term for most college students). Then they'll have probably 15-20 years of not having to pay that back if they pay it all back in time. That's a 25 year freeze on smart college grads being able to spend their big bucks to buy that big screen tv, to buy another car, to buy a bigger home a couple of expensive purses, etc. College grads are not entitled to anything. No one is. But the system is supposed to be designed where higher education = more spending power. In today's economy, with jobs being so hard to obtain, with the recession going on, and with student loans up the wazoo, that system is not working as designed.
  7. QUOTE (vandy125 @ Feb 3, 2010 -> 12:24 PM) So, what other debts should we relieve them of? Mortgages? Car Loans? Credit Card payments? Anything else? After all, they do need money to take out a loan to start a small business. Should we relieve them of that cost too? I'd say no because those are still services or products which are still in use. It's silly to pay for school 20 years after you graduated if it's going to mean you get to spend as much as someone who didn't get their degree. Which is the whole purpose behind the idea of forgiving the debt. Mortgages are paying for a house you still live in. Car Loans are for cars you still drive(well, hopefully you didn't get in an accident). Credit Card companies work with people in bad situations enough on their own, but they would be the only other thing I would consider relieving some of the debt back to stimulate the economy. Unless you want to be something specifically and almost refuse to work if you're not doing what you love, you better have the money to go to school in your own pocket, or it's going to cost you big in the long run. That's the part that sucks. You want to educate yourselves further to help out the world by doing your part in whatever field you enter, but in the end, you get stuck with a crummy bill each month which rivals your mortgage or rent.
  8. QUOTE (bmags @ Feb 3, 2010 -> 08:22 AM) The fact that the not going to college v. going to college is even being considered lets you know how much the system is broken. I say this b/c while college degrees earn more, that is becoming increasingly bogged down and unclear. The bachelors degree system is probably not the most efficient system, certainly not the best use of most's money, and incompatible with a large number who go there. Which makes it more insane that those with the language and math skills to get through to a for year, to reach their full potential, are asked to go into mountains of debt in order to get into a good program It's insane. And it's funny how moral this argument is. The idea comes from the facts that we had to bail the banks out because then lending would freeze, the economy would come to a standstill, crippling depression. YOu can see where you benefit. For this, relieving thousands of the nations best educated from debt of a broken system, gets met as if they are dead beats and why should they get free. If these people were relieved of this student loan debt, these are the ones who could best use that money on capital for a small business, or let alone the fact that these are a whole bunch of single/18-34's who like to spend. But when this is suggested, everyone becomes defensive. 100% accurate in my opinion.
  9. QUOTE (G&T @ Feb 3, 2010 -> 06:20 AM) Except the comparison appears to be flawed, although I don't know much about the business. The college grad can leave that bank and get a higher paying job elsewhere because he has bargaining power. The high school can't necessarily leave, and without that power, he never be paid what the grad will. Despite the experience he has, he will be up against college graduates who have similar experience if he tries to leave. He would be able to leave, but his bargaining power would be less. Also the college grad would probably have an easier time leaving. The high school grad also wouldn't have that college loan debt which is huge. Therefore he has as good if not better spending power than the college grad which is the main point. Now as I stated before, engineers and actuaries are different.
  10. QUOTE (kev211 @ Feb 3, 2010 -> 12:53 AM) Sayid = Jacob. Which is why he told Hurley to take Sayid to the temple. Clearly the water was not what healed Sayid, something else brought him back to life. Came in here to post this. That's why they said Sayid was most important. Jakob took his body much like the smoke monster took Locke's
  11. I agree that not all of it should be forgiven, but at the same time, for a couple that has decided to educate themselves is pumping $1200 bucks of their hard earned dough to just pay back what was supposed to help them get ahead. That doesn't seem right to me. As someone said before, schools are charging for you just to be in the program. Not for what it would actually cost to ensure you get the proper education with the proper utensils, but they are charging you just based on them making a super duper large profit. Seriously, $4,000 for just being in the business program? That's a joke. What seems better to you, especially in this economy. High School Graduate, goes and works at a bank, works his way up from teller, to personal banker, to finance advisor, bookkeeper, to branch manager to regional manager(in the span of 6 years is norm where I am) to VP of banking relations while spending money only on food and travel while living in mom's basement until 25 where he actually becomes a finance advisor and can make some decent money. or High School Graduate goes to State College, racks up about $100,000.00 in college loans, but gets business degree, starts right away working as an intern under the bookkeeping department, then gets a full-time job as a bookkeeper. Then after 2 or 3 years working as a bookkeeper tries to get on in a different department(takes him this long because his degree is accounting and they think he should specialize and become head of bookkeeping since he doesn't have experience on how the other components of the bank works.) and eventually is put in the field as a branch manager for a year than a regional manager after that to VP of banking relations. Now it may have taken the graduate a year shorter or sometimes 2 years shorter or sometimes the same time. But the thing is, the other guy who may have started at a lower position making peanuts busting his butt off did not rack up that student loan debt. He may even make a lower average salary(probable) than the graduate in the same position. The difference is, he has nowhere near the debt the college student who took the shortcut, the good route has. So in all, during the course of their lives, the high school graduate probably will be able to spend more on a monthly basis than the guy who racked up crazy debt. Now of course, if you went to school for engineering or actuary sciences, then the story is different. I'm just going for the average college student. College does open opportunities for more fields such as teaching, etc. But it will cost you a ton in the long run to do something that makes you truly happy. All in all, from my experience, I would say go to college if you have to pay no more than what high school tuition was. If it's more, you better be getting grants and scholarships because then it won't be worth it financially.
  12. QUOTE (Brian @ Feb 2, 2010 -> 06:22 PM) Every show that has a hyped series finale, with the exception of MASH, have their fans either love it or hate it. I have no idea how it is going to end, I have no idea what would make he hate or love the ending. I'm just hoping I enjoy the ride. The Shield.
  13. QUOTE (soxman352000 @ Feb 2, 2010 -> 12:32 AM) In need of some advice. Finally told the girl I've been interested in pursuing a relationship with how I felt about her. She was speechless and proceeded to say "I need time to process this." What should my next move be? What the hell should I do? Depends on how long have you known her. Have you been friendzoned already? Have your intentions been clear since the beginning? The best advice I could give is keep living your life and don't put all your hope in this one girl.
  14. I'm going to throw this out there just for another opinion. Maybe the guy she had a crush on rejected her. Every woman's natural instinct(at least that I dated) is always go back to what they're comfortable with if they feel any sense of rejection or fail. Every ex gf of mine wanted to be friends after we broke up, even if they broke up with me. And they would always try to talk to me as if we're best buddies if something was going on in their current relationship. With that said, I'm very skeptical about your girl. Be careful wite. Ultimately, you're going to do what you want to do it and how you want to do it. I just don't want yourself to be put in a worse situation. And always remember, there's always a better girl out there than your last until you get married. Then you're not allowed to admit as such from what I've been told, lol.
  15. QUOTE (iamshack @ Feb 1, 2010 -> 03:22 PM) Well, it wasn't particularly unforseeable that it would happen. It was a pretty obvious hire, in my opinion. Now let's get the field turf and reinstate the greatest show on turf, baby. Yep. That may be most important!
  16. QUOTE (Balta1701 @ Jan 29, 2010 -> 07:38 AM) It's more than that. His jump shot right now is off the charts. He's shooting 51% from the field in January, and 55% over this last stretch of games. Jackpot. He's simply shooting the best he's ever shot in his life.
  17. QUOTE (Chisoxfn @ Jan 29, 2010 -> 04:43 PM) So the Bulls would have enough money to be able to land both Gay/Stoudemire and keep Hinrich? How is that possible? It wouldn't unless they trade Deng in one of the deals. Even at that, it leaves us as a terrible outside shooting squad. Bulls should trade Deng, I agree, for a Stoudemire or Bosh. Trade Hinrich for a decent SF or even sign TMac on the cheap for SF. Then plug in Joe Johnson at SG because of fit, not because he's better than Wade(cas he's not). PG - Rose SG - Johnson SF - TMac PF - Stoudemire C - Noah Of course, you have to let Tyrus go and you have to completely revamp your bench with good picks and cheap FA signings.
  18. Kumas Corner for Burgers. Heck, even Lady Gaga eats there while in town. Hot Doug's for Dogs. Just like 4 blocks away from Kumas actually. Just like Kumas, always packed for good reason. Al's Beef for well, beef. Greatness I say. Not a huge fan of Top Notch burger. The Pit in Hickory Hills has some great ribs.
  19. QUOTE (zenryan @ Jan 15, 2010 -> 07:17 PM) I have a feeling Leach is telling the truth about this. Craig James is going to look real bad when the dust settles. Yah and didn't, a bunch of former players write to CBSSports saying how no teammates hung around James because he was a pain.
  20. I actually had a thread like this sometime last year. I wouldn't say it's hard, but it's best to know and understand the concepts which is why A+ is probably the best core class you're going to take from what I've studied so far. There's so much basic and simple stuff that people do not how to perform such as maintenence routine, securing themselves online, setting up a network(which really isn't all that hard), and fixing their printers. SSI is probably best for information, I will say as he got me started in the right direction. I would suggest taking all three certifications, and then going into something like Cisco or Microsoft certifications, depending on how much money you're looking for. I have a study guide which comes with an e-book, flashcards, and practice tests for the A+ examination. Networking and Security basically is a repeat with some more intricate detail added in, but it's all important information they are repeating. I also suggest having an old computer you can open up and take a look around at its "guts". As far as I know, Windows 7 is going to start being implemented in the certification tests, so I might just advise you to wait around for those books and guides come out, but it's up to you.
  21. QUOTE (danman31 @ Jan 12, 2010 -> 08:35 PM) I'm not a fan of 3D TV as an idea either, but the glasses cost a couple bucks at the theater. Not sure where you get thousands of dollars from. For the glasses marketed with the tv at CES, they had Bono and someone else rocking them and they retailed for like $229.00
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