Everything posted by southsider2k5
-
Student Loans
QUOTE (iamshack @ Feb 11, 2015 -> 10:26 AM) Unfortunately that is capped at a certain income level. I made the mistake one year of deferring (forbearance) for about 6 months when I moved out here and took a new job so I could get a handle on what my expenses would all be, etc. Boy was that a mistake...seems like I was paying off that interest forever. For recent college grads, they are probably hitting a pretty low income number. Sure there are exceptions, but in general, it helps. It helps a lot more than a car loan does.
-
Yoan Moncada signs with Red Sox
QUOTE (WhiteSoxLifer @ Feb 11, 2015 -> 10:18 AM) Jim callis breakdown of mon cadaver vs top middle infield prospects. http://m.mlb.com/news/2015/02/11/108942702...field-prospects I remember reading somewhere that once he signs with a team he should be in the top 15 or better of all prospects. I love auto correct
-
ESPN Sox vs Cubs Article
QUOTE (Dick Allen @ Feb 10, 2015 -> 05:01 PM) I always love articles that say the team is going to be bad, but on the other hand he wouldn't be surprised if they won 90 games. He will count himself correct in October no matter what happens. I had exactly this debate with a local writer over high school basketball. In one article he wrote how bad the local HS basketball team would be next season, and that they wouldn't win double digit games. Two months later he wrote another moving his win total up 4 games (they only play 20 games in the regular season). When they hit 10 wins, someone called him out on it, and all he could say was to read his other article, like he didn't write the first one. He flat our refused to admit he was wrong.
-
Yoan Moncada signs with Red Sox
QUOTE (raBBit @ Feb 10, 2015 -> 05:01 PM) I don't know if it can be diluted down to that equation so easily. Moncada's contract is a definite cost especially with the upfront costs that the penalty entails. Whether the Sox have the cash flow to stomach that weighty initial cost I don't know, but I am not sure it would immediately permit them from signing Samardzija or someone of his contractual rank. Perhaps the Sox had put away some of their available payroll (2013 & 2014) aside for future seasons when the likelihood of contention was in better probability and there may be more money available than the team's usual payroll would entail. Regardless, I don't think a say, fifty-eighty million dollar expenditure on a potential daily, plus contributor would permit them from signing Samardzija. Now the two years worth of IL free agents definitely prohibits the Sox from bringing in int'l talent but they have only signed four guys above the 300,000 threshold in the last two years. With Adolfo being the only significant prospect, at least by industry standards, of the four. Not to mention this process is largely a crapshoot and the White Sox brass has been candid in their views on South America and the July 2nd process. It's safe to assume the team definitely views South America as a lesser avenue for talent than most all teams. Now if the CBA were to enable the inevitable international draft for 2017, the penalty relegates back to the initial penalty (one year of no 300,000+ players) which had been largely exploited by a handful of teams and for good reason. Ultimately, with the big players going all in here, it's safe to assume the Sox don't come away with Moncada. But with that being said, I don't think the team is drawing up their cost-benefit analysis in the same way you are. Their views on South America in general, the inevitable international draft and revenue growth (and in turn player salary growth) are missing variables that could ultimately alleviate the burden that you infer is currently insurmountable. It isn't that simple, but realistically, the major league roster will suffer if we spend $80 million ($50 million of it in one calendar year) on the minors. Who exactly would be gone we wouldn't know right away, but with Samardjiza being our next free agent, it makes the most sense to me in terms of a likely scenario. With him about to get expensive, and be a free agent, I would put him #1 on most likely to not be affordable if the Sox got Moncada. Maybe they trade Melky. Maybe they trade Robertson. Maybe they trade Alexei. Heck maybe they trade multiple players to cut salary. The one thing I would bet on is that SOMEONE goes off of the major league roster.
-
Student Loans
The reality is paying back your student loans should be a lower priority than just about any other debt. If you have credit cards, a car loan, etc, those are the things that you should be paying off first. Not only are the interest rates usually lower for your student loans, but they are also a tax benefit.
- And "it" begins once again
-
Source: Scherzer to Nationals
Buster Olney @Buster_ESPN 12h12 hours ago There is anger among the teams that Major League Baseball permitted Max Scherzer's deal to have such a high percentage of deferred money.
-
MLB and Fox discussing removing blackouts
http://www.techgraphs.com/mlb-fox-discuss-...t-restrictions/
-
James Shields
Jeff Passan @JeffPassan 7h7 hours ago James Shields wanted six years. Then it was five for $125M. He landed at four for $75M. Column on a botched strategy: http://yhoo.it/1IFoLKD
-
2015 AL Central Thread
Bob Nightengale @BNightengale 2h2 hours ago The #Tigers get encouraging news: Victor Martinez will be out only 4-6 weeks, and not months, after surgery today.
-
AAP: Micah Johnson
Tommy Viola @Tommy_the_V 31m31 minutes ago Johnson added yoga to his regimen. I caught up with him at #SoxFest2015 & we spoke about that & more here: http://bit.ly/SoxFestMicah #WhiteSox
-
AAP: Spencer Adams
MLB Pipeline @MLBPipeline 38m38 minutes ago #4 on @jimcallisMLB's list of top sleeper prospects is @WhiteSox's Spencer Adams (@adamswc12): http://atmlb.com/16Q5u7R
-
2014-2015 NBA thread
ESPN Stats & Info @ESPNStatsInfo 3m3 minutes ago Dwyane Wade (hamstring) out of All-Star Game. Fill-in probably from among Kyle Korver, Brandon Knight, Nikola Vucevic, Al Jefferson
-
And "it" begins once again
But South Bend is now named the Cubs.
-
July 2nd (2015) prospects
QUOTE (IowaSoxFan @ Feb 10, 2015 -> 03:13 PM) I think it has more to do with PR than the players unions. The LA countries really do not want a draft as it will hurt a very lucrative business run by the buscados. The players have little incentive to fight the issue because the more money spent in LA, the less that is available for ML rosters. Bingo. The MLB players will give up the draft stuff in exchange for not giving up concessions that they deal with. For MLB owners it is all dollars, so they don't care where it comes from.
-
And "it" begins once again
Zips is the nickname for Akrons baseball team.
-
2015 Films thread
QUOTE (Jose Abreu @ Feb 9, 2015 -> 01:08 PM) I know this has nothing to do with films (although I guess it has something to do with post count), and I would post it in the help section or something but I don't think anyone would ever read it, so, is this information on the front page correct? I feel like that's a weird time to have so many users online, and my member number is higher than 5306... We have 5,306 registered members Most users ever online was 1,977 on Mar 5, 2014 -> 09:46 AM Every once in a while we get a major set of crawlers accessing and indexing the site. That is all that was.
-
Snowmageddon 2015
Oh hey, predicts for another 6 inches of lake effect snow tomorrow. Joy.
-
And "it" begins once again
Why can't today be opening day?
-
2015 Catch-All thread
QUOTE (Jenksismyb**** @ Feb 10, 2015 -> 12:12 PM) Footage of 1915 Chicago ship disaster that killed 844 found http://bigstory.ap.org/article/59015da71ce...illed-844-found That is amazing. I have been in awe of this story since I was little and first heard it. The ship was heading to my hometown for a company picnic before it rolled over.
-
Yoan Moncada signs with Red Sox
QUOTE (Chisoxfn @ Feb 10, 2015 -> 02:02 PM) 2 years of players we sign over 300K. The reality is that is a relatively small list and you could minimize those impacts as well by signing a few more guys this year (once you broke the pool). If your scouting reports lead you to believe he is a generational type talent, I don't see why you don't do it. Clearly there is significant risk given his age, etc, however, it is pans out, you are talking about a cost controlled player going forward (since the reality is this is something that hits you early on and really means in future years you have a significant asset). You clearly have to weight the risk / reward but that is up to the baseball people who have seen this guy. I haven't seen him play and have no idea how good people think he can be and what they think his floor is, etc. The top guys are gone for this year all ready. I am pretty sure the Top 30 16 year olds are all signed.
-
Tony Campana tears ACL, out for 2015 season
QUOTE (Eminor3rd @ Feb 10, 2015 -> 12:52 PM) Welp. Time for another rebuild. For real. It is the off season for sure, because in June this would be a catch all footnote.
-
Yoan Moncada signs with Red Sox
QUOTE (Chisoxfn @ Feb 10, 2015 -> 11:54 AM) Not really. If he was an above average player, it would be worth it, imo. If he was a perennial all star, more than worth it. To say he has to be Mike Trout is kind of crazy. If he was Mike Trout, you are talking about a total steal. Not really. Not only are you giving up all of his cheapness, you are giving up years worth of minor league players to get him. You are also giving up something on the major league roster to pay for that $80 million. Potentially a deal like that could be the difference between having the room to re-sign Jeff Samardjiza. Also don't forget that this deal does NOT include a major league contract, so you still have to pay him for the six (or more) years before he hits free agency time. Now your total cost is Moncada's contract, 2 years worth of IL free agents, and a #2/#3 starting pitcher, plus any future major league contracts. That is really steep for a 19 year old kid that isn't even major league ready today.
-
Official NHL 2014-15 Thread
QUOTE (LittleHurt05 @ Feb 9, 2015 -> 11:53 PM) Yup, the entire puck must be over the line to score a goal. It was close, but it seemed like a fraction of the puck was still on the line when he gloved it. The entire puck must be entirely past the entire line.
-
2015 MLB Draft
QUOTE (SoxPride18 @ Feb 10, 2015 -> 09:54 AM) I'm torn on Ashe Russell, although he is from the Indiana, but from Indianpolis. For a HS kid, I think you would have to go at least slot or slightly above slot to get him in. I'm all for a college arm or bat and save some money while picking up some HS talent in rounds 4-7. Kids could always mature though. It'll be interesting to see how he does in CC. Missing 2nd and 3rd round picks will make it really hard to go over slot with their top pick.