Where did you go to refinance loans and how hard is the process? I have never looked into it but after reading this it might be a good idea.
I am currently on a income driven plan paying $180 a month and owe $26K. But the interest rates aren't high; ranging from 3.15%-6.55%. I have one at the 6.55% and the next highest is 4.41%.
My credit score is just under 800 so I am not sure if I could get something better
Misspoke earlier, we are actually receiving $350 more in our refund this year. We also jumped up our salaries nearly $30,000 this past year so we jumped up a tax bracket
People freaking out about their refund being lower don't seem to understand they paid less in taxes during the year. We paid 3% less as a couple in taxes for 2018 and our return is only a few hundred dollars less and I claimed 1 when previously claiming 0.
From everything I have seen you might be in the minority. I enjoyed Netflix more but both documentaries gave different perspectives so both were worth the watch. Like you said McFarland really didn't give too much info in his interview
If we are getting Pederson I would much rather get Machado to help our 3B problem. Our hitting would be playoff caliber IMO, SP is another thing though.