Harry Chappas

QUOTE (Chisoxfn @ Jan 3, 2011 -> 03:55 PM) Mine is 0% interest. If you agreed to 0% interest and didn't get 0% interest, I would have went ballistic on the dealer or the auto finance company you are using. However, I don't negotiate based upon monthly payment. I just agree on the price of the vehicle and than my rate. In this case, it was easy because Toyota Financing had some great incentives. So you take the rate and terms, plus the price you pay and the actual monthly payment is simple math. I also know my credit score so I know I can qualify for the lowest financing available (in this case after doing research I learned that while Toyota didn't advertise 0% financing they were allowing dealers to give it so I made sure to negotiate that in at the end of the day). Internet is a really really amazing tool to purchasing a vehicle (you can get stats on what cars were being purchased for in your area and when, plus all kinds of other great info). Than again, I was in the loan business through college so I'm well aware of all of the s***ty games a finance guy/dealer can throw on unsuspecting people. And its pretty s***ty. Prior to buying this car through my friends dad, I was looking at another vehicle and they tried every trick in the book and I just got up and walked out. Never get duped on a warranty, them needing to run your credit super early in the process (be aware of your score) and don't just take any rate they give you. Have an idea of what a good rate is, what isn't. See what other places can give you that way you know what is going on. And I say don't get duped on a warranty because on all new vehicles you have up until 3 years or 36,000 miles to do an extended warranty and the vehicle and you can purhcase it (if you are buying one through Ford, GMC, etc) through any dealership. Check the web, find the cost, and you'll find out you probably pay double if you buy it through your finance guy. You can also look to 3rd parties. And this is if you want to get a warranty. The internet is killing most of their pretty games. I had a guy try to sell me a car over sticker price once. I made quite the scene on my way out.

1 year $10M is all in. The bullpen, rotation and line-up would each be top 5 in all of baseball in my mid. Sale would be a LOOGY/spot starter for when Peavy is on the DL. There is no way he can not be in the pen for the season as of right now. I fear a heavy reliance on Tony Pena coming up.

0% interest is not actually 0% interest in all cases. The financed price of the car is usually adjusted to get to the monthly payment that you agree to. I bought a car for $28K for 0% interest but the actual financed amount was $24.5 with an interest rate of 4.5% or something like that. This was 10 years ago when these were hot. Jason try and go into the loan and see what the current payoff of the loan is compared to your purchase price. It may be different now.

QUOTE (IlliniKrush @ Jan 2, 2011 -> 06:30 PM) Playing the starters the whole game in a completely meaningless game = as stupid a football move as I've seen in a while. If that was anyone but the Packers, I bet they wouldn't have played more than a half. So stupid. In the press conference Lovie bascially said that they were not playing well enough to take what would have been 3 weeks off. Martz apparently needed a reminder that the offense is not a juggernaut. This team is unable to pick up short yardage situations.

QUOTE (chw42 @ Jan 2, 2011 -> 06:26 PM) Really? Thought I saw Harris playing late in the game. Got hurt on the last drive. 20 Runs 39 Passes In a game they were winning that was really bad play calling by Martz.

QUOTE (iamshack @ Jan 2, 2011 -> 06:06 PM) Oh well. Good effort guys. I have a feeling we might meet this team again in the NFC Championship game. If Cutler plays like today the Bears are not getting by the Saints. johnny knox should be the 5th option. He really seems scared of the weather. Nice beard though.

miss Earl bennett a nice 2 minute drive would have been nice....really Cutler, that was a terrible game by everyone but Forte on offense.

The O line is doing nothing to help but Cutler is having a terrible game. The packers are just blitzing every time and Cutler has no clue as to what to do.

On the road, the Giants do not scare anyone

The defensive pressure seems to have gotten to Rogers. If the reason the Bears are not pressuring teams at home is due to the field they need to really do something about it. I know that is a hot topic but Urlacher shed new light on it. Good to see Alberto couldn't help the Pack get on the board. The Packers O-line really struggles against the Bears, there could be a few more holds called.

football officiating is brutal

QUOTE (Balta1701 @ Jan 2, 2011 -> 04:19 PM) Keep your foot on the gas. Would love 2 knock GB out but would hate for the Giants to get in, they could have made this game meaningless. Come on Knox.

Be really nice for Chet to earn his money for once.

Fank Omiyale sux. I think this game means a lot if the Bears win. I originally thought they should just try and stay healthy but I think a win in GB will add a confidence in the defense after the NE and Jet game.

QUOTE (Pale Sox @ Dec 30, 2010 -> 09:11 PM) Do they focus only on defense? Because if they don't, Pierre might be there in a player coach (bunting, baserunning, etc.) I think it is like a football OTA. I think this is where Walker saw Rios take three swings and deemed him fixed. I like that so many guys are going.

QUOTE (smalls2598 @ Dec 30, 2010 -> 01:07 PM) I'm pretty sure that was Hinrich? I think it is Deng as they (chgo radio) talk about it being a strong part of his game. Hinrich while a good defender is not tall enough or strong enough to guard the king.

QUOTE (BigSqwert @ Dec 30, 2010 -> 11:35 AM) Players don't talk to each other? They might but I do not think it is as much as we are making it out to be. Jake Peavy wanted nothing to do with the White Sox and Ozzie Guillen until he spoke to Scoot Linebrink. If the White Sox were such a disaster why would Linebrink convince Peavy to come there. Thorton did the same thing with Putz.

QUOTE (BigSqwert @ Dec 30, 2010 -> 10:25 AM) I don't see how you could say that. This poll indicates quite clearly that there are quite a few players out there that would never want to play for an Ozzie led club. That fact that Ozzie is in the media and has been around for 7 years makes this poll skewed. Adam Dunn had never met or spoken to Ozzie Guillen before he signed with the White Sox. How could he then say if he wanted to play with them or not. Baseball is not the tight knit community that people think it is.

QUOTE (southsider2k5 @ Dec 29, 2010 -> 07:14 PM) That's the same thing I wondered, because it does make a difference in this story. If Oney is talking about things that he saw, versus things that his dad told him, it changes things for me. I asked Oney on Twitter, and he claims all of the tweets are about things he observed himself. Don't get me wrong I do not think that Jenks had it coming and I think Oney is a douche. He is a fool and Guillen needs to address this. I wish Ozzie would come out and say something against Oney though and deal with because it makes Ozzie look more like a fool than anything else. Jenks also looks like fool here as if he did not have his issues Thorton and Putz would not have been overworked. I do not care about the on field failures, that is part of the game it has to do with the injuries and now exposed personnel issues that Fathom spoke of during the year that leaves a bad taste in my mouth. I wish guys could just leave and be gone.

QUOTE (Dick Allen @ Dec 29, 2010 -> 06:44 PM) What is shows is if you go to Ozzie with a personal situation he likes to discuss it over dinner with the rest of his family. If, for some reason, you want to jab Ozzie in the future, and by no means do I think what Jenks did was right, then you will be subject to Oney airing out all of your personal laundry. It really isn't good. How do you know that Guillen told Oney this? Oney and Jenks like to party. In 2005 at the video unveiling Oney was there with Jenks and Cotts. I find it more plausible that Jenks and Oney were drinking buddies moreso than Guillen sitting around airing the clubhouse news over dinner.

The White Sox do not have 5 starters right now. No way they get rid of one.

Have the White Sox lost out on a player they wanted to retain via free agency? Too me this is another in the line of Thomas, Swisher, Cabrerra, and Ordonez who were "allowed" to leave and then b****ed an moaned. After all of the soap operas in the Guillen tenure, they retain the free agents and get the players they want. It has scared off certain players but I think they are going with the media POV. If players that the Sox wanted back did not come back, then I think this would have been an issue. Konerko has been here plenty long, maybe a condition of his was that Jenks not come back....

QUOTE (KyYlE23 @ Dec 29, 2010 -> 12:39 PM) Yeah, but Ozzie isnt the one taking the shots here, Oney is. Which looks like Ozzie is coming home and blabbing about his players issues, and in turn those family members are airing out the dirty laundry in a misguided attempt at defending Ozzie. All this does is make Ozzie look like a big mouth who cannot be trusted with any private issues, and it is even worse because Oney originally started this crusade last season. You do not know that Ozzie told these things to Oney. It is just as likely that Oney and Jenks partied together. For everyone that thinks Guillen will lose credabiltiy on this, I really do not think that managers and players are really that intimate in one anothers personal lives.

Anyone that thinks the Bears need to play their starters because they owe it to the Giants needs to have their head examined. The Giants could not help themselves last week against...........Green Bay. Tampa Bay on the other hand will lose at noon to the Saints and then it is not an issue. If the Giants beat Green Bay just last week, this isn't like week 4 or something like that, they would not need the Bears help. Sit Forte, Urlacher, Briggs, Peppers and Hester (on returns). Play max protect and blitz and throw in everything you can on defense to create an illusion that you have a better scheme than the Cover 2, and call it a day.

QUOTE (quickman @ Dec 29, 2010 -> 09:16 AM) Oney behaving like this, sends a signal to the rest of the whitesox. Can't go to ozzie with your problems or when Oney is around you need to shut up, because Ozzie and his idiot sons can't keep there mouths shut. They will need to find someone else to talk to, which is ashame. A player should be able to go to his manager, as a leader, mentor and coach and share an issue that maybe affecting there play. That said, I am sure Bobby is not out of his problems and these will re-surfice once again fortunately not for the whitesox. I would guess that Oney talked with Jenks over drinks more than Jenks spoke to Ozzie. I really do not think that Ozzie comes home and talks to his family about Jenks personal life. Oney probably knew as much about the innerworkings of that team than Ozzie did while Oney was there.