Given you are in a target 2050 fund, meaning you have another 32 years until your "target retirement date", I'd say you should not even look at the returns and be more focused on the contributions and match. That said, if your 401K has options, you should look to see if there are any low cost target funds out there. Given that you mentioned you aren't financially savvy when it comes to investments, I think the leave it in a target date fund in your retirement works best. The target date fund will be diverse and ensure you are taking enough risk while slowly moving to less risky assets over time.
Do note that a 1.4% YTD drop is nothing and there will be a point where the markets drop more...just continue making your contributions and invest with the long-term in mind. Do not try to time the market as the steady contributions will serve as a balancer...sometimes you will be buying at "low's", other times at "high's", but over the long haul this strategy should reap very positive returns (6-8% would be my best guess but that is based upon past history and future history could always look much different). Also, since these are "long-term funds" set aside from your retirement, even in that down market, resist the urge to sell off and continue contributing your funds. It is the contributions which matter most as the LT returns should be positive (and any day to day / year-to-year volatility should be ignored....at least for the next 15-20 years).
I'd probably give the same advance to a "financially" savvy person as well. I think in many cases a financially savy person can make an even worse mistake because they think they know more than the average joe, but reality is, timing the market is a difficult thing to do. A lot of "financially" savy people thought markets were hot 2-3 years ago and if you believed that, you would have missed out on nice returns. I tend to think markets are hot now, but again, I'm investing for the long haul and taking a strategy of making steady contributions, albeit I might be a little defensive at this point in time (in the sense that I want to make sure I have some liquidity for an eventual recession to target potential opportunities).